This Policy applies only to information received and collected by REU through this website. REU respects the privacy of our website visitors, and we are committed to protecting our visitors’ personal information. We want you to understand how and why we collect, use, and disclose the information we obtain about you from this website.
PERSONAL INFORMATION REU COLLECTS ON THIS WEBSITE
Through this website, we may collect two types of information: non-personal information and personal information. Personal information is information that identifies or can be readily associated with a particular individual.
The personal information we collect may vary depending on how you use our website. Such information may include:
- Information we receive about individuals, such as their name, address, age, phone number, social security number, assets, income, or beneficiaries;
- Information about individuals’ transactions with us, with our affiliates, or with others, such as application information, policy coverage, premium, payment history, motor vehicle records, claim or loss information, medical records and financial information; and
- Information we receive from a consumer reporting agency, such as a credit history.
HOW REU USES THE PERSONAL INFORMATION IT COLLECTS
We may use personally identifiable information for a limited number of purposes, including providing customers with services or information, billing for services, conducting transactions, and/or providing other information, opportunities, or services that may be of interest to customers or potential customers. We may also use the information we collect to respond to e-mails, provide customer support, and other similar business purposes.
Personal information provided by users through this website may be combined with other personal information that we collect or receive through other methods, and such combined personal information may be used as described in this Policy.
COLLECTION AND USE OF NON-PERSONAL INFORMATION
Non-personal information is information that does not identify an individual and cannot be readily associated with a particular individual.
Data may be gathered using cookies and other similar technologies. A “cookie” is a piece of data that a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience. Many cookies last only through a single website session, or visit. Others may have an expiration date, or may remain on your computer until you delete them.
Our cookies will track only your activity relating to your online activity on this website. Our cookies do not gather personal information.
You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. You may change your browser settings to either reject cookies or notify you when a cookie is about to be placed on your computer. However, if you choose to reject cookies, you may not be able to use certain of our website’s features.
In addition to the information we collect automatically, we also obtain non-personal information that you provide to us online – for example, when you use our tools and calculators or communicate with us through the website. In some cases, we automatically retain the cookie information and/or the information you provide to us online – for example, to complete a transaction you requested or to keep historical records of your past transactions. In other cases, for example, when you use our tools and calculators, we only retain the cookie information and/or information you provide if you request that we do so for your use in subsequent sessions.
CONFIDENTIALITY AND SECURITY OF PERSONAL INFORMATION
We utilize physical, electronic, and procedural safeguards to protect personal information and guard against its unauthorized access. However, no transmission of information over the Internet can be guaranteed to be totally secure, and we cannot ensure or warrant the security of any such transmission to the website. When you disclose information to us online, you do so at your own risk. If you have any reason to believe that your interaction with us is no longer secure, contact us immediately at firstname.lastname@example.org.
This Policy applies only to information collected through this website. It does not apply to any information you provide to other websites, including those on which REU advertises, nor does it apply to information we collect through other communications with you, including e-mail communications, phone calls, or non-electronic written communications.
REU reserves the right to change this Policy at any time without notice. Depending on the nature of the change, we may or may not announce the change on the home page of this website. You can determine when this Policy was last revised by referring to the “Last Updated Date” below. It is your responsibility to visit the link at the bottom of the home page of this website to periodically review the most current version of this Policy.
Any changes to this Policy are effective upon the posting of the revised Policy on this website. By continuing to use this website following such changes, you will be deemed to have agreed to the changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this website.
Last Updated: July 29, 2013